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  FAQs - Frequently Asked Questions

Questions About The Credit Card Agreement

Q.  What is the Credit Card Agreement?
A.  The Credit Card Agreement is your agreement with us, World Financial Network National Bank (WFNNB).

Q.  What is contained within the Credit Card Agreement?
A.  The Credit Card Agreement covers the use of your credit card account with us. It explains topics such as:

  • Definitions
  • Scope of Agreement
  • Acceptance of Agreement
  • Means to Access Account
  • Convenience Checks, Balance Transfers, ATMs
  • Use of Card
  • Payments/Minimum Payments
  • Application Of Your Payments
  • Fees And Charges
  • Expiration; Renewal; and Termination
  • Modifications to The Credit Card Agreement
  • Governing Law
  • Credit Reports
  • Telephone Monitoring
  • Arbitration Provision
  • Special Notices

Questions About Terms and Conditions

Q.  What are the Terms and Conditions of my account?
A.  Please refer to the Terms and Conditions document for information concerning your account. Some of the items covered are:
  • Annual Percentage Rates
  • Grace Periods
  • Methods of Computing Balance
  • Late Payment Fees
  • Over The Credit Limit Fee
  TERMS OF USE World Financial Network National Bank
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